Financial resources, or capital resources, are the monetary assets available to a business, including cash, lines of credit, and the ability to raise funds through various means such as [[loan|loans]], [[angel capital|angel]] or [[venture capital]], or [[crowdfunding]]. These resources are essential for acquiring other [[key resource|key resources]], funding [[key activity|key activities]], and managing the [[cost structure]].
Financial resources differ from [[physical resources]], which encompass tangible assets like machinery, buildings, and equipment used in production. They also differ from [[intellectual resources]], which include intangible assets such as patents, trademarks, proprietary technologies, and brand reputation that contribute to a company's competitive advantage. Lastly, capital resources are distinct from [[human resources]], which involve the workforce or employees whose skills, expertise, and labor drive the company's productivity and innovation.